Multi-Year Guaranteed Annuities (MYGA)
A Simple Approach To Durable
Retirement Income
What is a Fixed Annuity?
A fixed annuity—commonly referred to as a multiyear guaranteed annuity (“MYGA”)—is an insurance product designed to provide predictable, tax deferred growth over a defined period. After a single premium payment, the annuity earns a fixed rate of interest that is guaranteed for a specified term, offering clarity and stability in retirement planning.
Fixed Annuity (MYGA) Benefits
Your investment grows on a tax‑deferred basis, allowing interest to compound over time until withdrawals begin.
Helps protect your original investment from market losses, providing stability regardless of market conditions.
You earn a fixed rate of interest for a defined period, offering clear expectations for growth and planning.
A straightforward structure with a single premium, fixed term, and guaranteed rate, making it easy to understand and plan around.
Ability to access money through flexible withdrawal terms and available riders.
NexHaven MYGA
NexAnnuity’s NexHaven MYGAs are issued by The Ohio State Life Insurance Company and are designed for individuals seeking a straightforward approach to retirement income planning. They are often used to preserve capital, reduce exposure to market volatility, and support future income needs. Our MYGA solutions offer multiple guarantee period options, allowing investors to align duration and cash flow planning with their broader retirement strategy.
3-year interest rate guarantee period
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Backed by a legacy American insurance business, powered by a multibillion-dollar investment platform. Learn more about The Ohio State Life Insurance Company below.
Product Availability
Ohio State Life offers unique annuity products designed to grow retirement income while protecting principal. Ohio State Life partners with best-in-class service providers to deliver industry leading crediting rates for our policy owners. Currently, Ohio State Life holds licenses in 46 states and the District of Columbia.