This material is intended to provide educational information regarding the features and mechanics of the products and is intended for use with the general public. It should not be considered and does not constitute personalized investment advice. The issuing insurance company is not an investment adviser nor registered as such with the SEC or any state securities regulatory authority. The issuing insurance company is not acting in any fiduciary capacity with respect to any contract and/or investment.
The product brochures provided on this site are summaries of the benefits that may be included in the annuity policy contracts when they are issued. They are for informational purposes only. In the event of an ambiguity or conflict of terms between any brochure and the annuity policy contract, the terms of the annuity policy contract are controlling.
Annuities are issued by The Ohio State Life Insurance Company, Administrative Office PO Box 64528 St Paul, MN 55164-0528 (“Ohio State Life”) and Fortis Life and Annuity Insurance Company (“Fortis”) wholly-owned subsidiary Opportunity Life Insurance Company ("OLIC"), Administrative Office P.O. Box 64217 St. Paul, MN 55164-0217. Ohio State Life annuities are available in most states under contract form series ICC21 NA001_Rev, ICC21 NA001-APP_Rev, ICC21 NA001R1_Rev, ICC21 NA001R2_Rev, ICC21 NA001R3_Rev and state variations thereof. OLIC products are available in most states under contract form series ICC26 MYGA GEN POL, ICC26 MYGA GEN APP and state variations thereof. Insurance and annuity products, optional features, and riders are not available in all states and may be subject to firm availability. Ohio State Life is not licensed in Connecticut, Maine, New York, or Vermont, and operates in California with license number 08115. OLIC is not licensed in Arkansas, California, Hawaii, Idaho, Minnesota, New York, Oregon, Pennsylvania or Rhode Island. Annuities contain features, exclusions and limitations that vary by state. Read the contract for complete details. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of Ohio State Life and/or OLIC. Ohio State Life and Fortis may change or discontinue a product at any time.
ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. ANNUITIES MAY LOSE VALUE AND HAVE NO BANK/CREDIT UNION GUARANTEE. ANNUITIES ARE NOT A DEPOSIT AND ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. ANNUITIES MAY ONLY BE OFFERED BY A LICENSED INSURANCE PRODUCER/AGENT. This material should not be interpreted as a recommendation by NexAnnuity ,Ohio State Life, or Fortis.
Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty. Any discussion or mention of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, investment, tax or accounting advice. NexAnnuity, Ohio State Life, Fortis and their affiliates, including any distribution partners, do not offer legal, investment, tax or accounting advice. Please consult your own qualified legal, investment, tax and accounting advisors.
“NexAnnuity,” "NexHaven," "NexVantage," "NexCompounder," and “Nex” are used as marketing names for NexAnnuity Holdings, Inc., its subsidiaries, and affiliate insurance agencies. Ohio State Life and Fortis utilize NexAnnuity marketing names through agreements with NexAnnuity. NexAnnuity, its subsidiaries and affiliates, Ohio State Life, and Fortis are responsible for their own financial and contractual obligations. Ohio State Life and Fortis are not authorized to do business in New York.
NexAnnuity, Ohio State Life, and Fortis are not registered investment advisors. The information on this webpage is intended for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any product or service. Any discussion or mention of retirement strategies and considerations, products, or taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, investment, tax or accounting advice. NexAnnuity, Fortis, Ohio State Life, and their affiliates, including any distribution partners, do not offer legal, investment, tax or accounting advice. Please consult your own qualified legal, investment, tax and accounting advisors.
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